Worry Free Retirement Planning for Individuals Over Age 50

Save Time I Reduce Taxes I Invest Better

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Why Us?

Financial planning and investment advice from a Gaithersburg, MD Financial Advisor

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We are legally required to act in your best interests.


We don't take commissions.  Our sole source of revenue comes from you, the client.


We answer to our clients, not a board.

Success Stories

Early Retirement

After years of building wealth while working long hours at a pharmaceuticals company, Samantha is starting to feel burnt out. Early retirement feels possible but...

Almost Retired

John and Cindy have saved well and love spending time with their kids and grandkids. They are actively thinking of retirement but know there are steps they need to take first...

Already Retired

Mark has enjoyed the first two years of retirement, but with Rahel recently retired too there are no more paychecks rolling in. They wonder if they've planned correctly....


Fee-only retirement planning and investment management for individuals over age 50

Meet the Team

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Jim Stewart

Photo of Matt Bacon.

Matt Bacon


Passionate financial planner. Football fan. Texan. Powered by coffee.

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Morgan Tester

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Julie Stewart

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John Rotich

Phillip Garrett