Retirement in 2024: How Much Do You Need Saved? Picture this: It's the dawn of 2024 and you're standing at the precipice of retirement. You can almost taste those lazy mornings, unhurried coffees, and long-awaited hobbies. But [...]
As you settle into the holiday season, you may be excited to spend time with your family and focus on what matters in life. As a result, you may have spent a little extra on travel and [...]
Are you confident that your retirement savings are going to be enough? Have you put aside anything at all for your golden years? If the response to these inquiries is no, our advisors might have solutions to [...]
If you’ve done any searching on the internet, you’ve probably seen the advice to minimize your financial planning and retirement fees as much as possible. Many outlets for financial explanations and information recommend paying as little as [...]
Basics of the Debt Ceiling The national debt ceiling pertains to the maximum amount of funds the US Government can borrow to cover its expenditures. These expenses include various items such as military salaries and purchases, tax [...]
The current rate of monthly savings across America is currently at 4.6% of gross income. This is a little unusual. Going back to 1959, the average is closer to about 9%.[1] The current economic environment is making [...]
Investing is a challenging task that requires discipline, patience, and a deep understanding of the market. While some investors are able to outperform their benchmark index, the majority of them fail to do so over a long [...]
If you forgot what compounding interest was, let’s get a refresher on it. Compounding interest is the process by which the interest earned on an investment is reinvested, so that the initial investment grows over time. This [...]
The 60/40 allocation strategy is frequently recommended when beginning your investing journey. With 60% of your portfolio in equities and 40% in bonds or other fixed-income investments, this approach has traditionally provided a balanced benefit, with high [...]
Retirement can be a wonderful period in your life, but only if you’ve planned for it appropriately. This means managing your investments well and keeping your expenses in check. With just your pensions (if you’re lucky enough [...]
