Planning is the Key to Your Retirement Masterpiece
We all have retirement dreams and personal goals. For some of us, that means biking across Europe or hang-gliding off the coast of Morocco. For others, the ideal retirement may be more of an inward journey. There are plenty of closet artists, writers, and musicians out there who can’t wait to leave the daily grind behind and pursue their true passions. Even if you’ve never been one for the arts, you might find the inspiration to unleash your creativity once you’re the master of your own time. You’ll have the freedom to express yourself, unburdened by external pressures and deadlines. However: no matter your medium, even artistic expression demands some planning and preparation. Whether it’s gathering the appropriate supplies, selecting a subject, or collecting the content for that book you’ve been meaning to write… planning is the key to your retirement masterpiece.
Creating your retirement masterpiece, living your dreams, and accomplishing your goals all require proper planning, patience, and careful execution. And for most of us, it also requires the experience of a qualified expert to guide the way through an unfamiliar process. Every writer needs an editor, every musician needs an audience, and everyone working toward retirement should have the guidance of a qualified professional financial advisor. We offer no-obligation, complimentary financial planning reviews so we can discuss your passions and help you create your retirement masterpiece. With a little upfront planning and preparation, you’ll be ready to sail the open ocean, volunteer in your local community, spend time with your grandkids, and do whatever else you desire.
Your life in retirement is a major transition. That’s why you need to plan: Write down your goals, identify all your income sources, create a budget, make sure your risk tolerance aligns with your investment strategy, etc. And don’t be afraid to ask for help when you need it! Sign up for a time to speak to us about your goals and any concerns you have about retirement.
Remember, you’ve worked too hard to only just make it to your retirement. Our mission is to help you achieve the financial independence you’ve always deserved and wanted.
REGULATORY DISCLOSURE
Carmichael Hill & Associates, Inc. is a U.S. Securities and Exchange Commission Registered Investment Advisory firm. Registration does not imply that the SEC has endorsed or approved the qualifications of Carmichael Hill or its respective representatives to provide any advisory services. Advisor does not render or offer to render personalized investment advice or financial planning advice through this medium. Advice can only be given after:
Delivery of a disclosure statement by advisor to client.
Execution of our Investment Advisory Agreement between the client and the advisor.
Initial payment of the planning fee or investment advisory fee by the client to the advisor.
Advisor will not solicit or accept business in any state in which she or he is not properly registered or otherwise qualified to conduct business by virtue of a state “de minimis” exemption.
DISCLAIMERS
The information in this web site is based on data gathered from what the Advisor believes are reliable sources. It is not guaranteed as to accuracy, and does not purport to be complete and is not intended as the primary basis for investment decisions. It should also not be construed as advice meeting the particular investment needs of any investor. The identification of specific funds and model portfolios is being made on the assumption that the investor would participate in that investment or portfolio on a long-term basis and only after consulting with their investment advisor to determine their needs and tolerance for risk. With respect to any such identification, there can be no assurance that the fund or model portfolio will in fact perform in the manner suggested.
The results do not represent actual trading due to the timing of the clients’ trades and their trading costs. They may also not reflect the impact that material economic and market factors might have had on the advisor’s decision making if the advisor were managing the clients’ money. Investment and portfolio results may be different than the results the advisor’s discretionary clients achieve due to the timing of trades and the market conditions.
All references that might be made to an investment or portfolio’s performance are based on historical data and one should not assume that this performance will continue in the future.
LINKS DISCLAIMER
At certain places on this Carmichael Hill & Associates, Inc. Internet site, live ‘‘links’ to other Internet addresses can be accessed. Such external Internet addresses contain information created, published, maintained, or otherwise posted by institutions or organizations independent of Carmichael Hill & Associates, Inc. CHA does not certify, endorse or control these external Internet addresses and does not guarantee or assume responsibility for the accuracy completeness, efficacy, timeliness, or correct sequencing of information located at such addresses. Use of any information obtained from such addresses is voluntary.
